IAL3 uses strong cryptographic evidence tied to digital identities to reduce impersonation attacks and meet compliance standards under FedRAMP. Traditionally, this level of assurance required in-person proofing that can be costly and impractical for distributed teams.

Trustswiftly is an affordable way to reach IAL3 compliance using remote yet supervised ID verification processes such as chat, video, facial recognition with liveness detection support and document authentication. This reduces both cyber liability insurance costs and operational expenses while decreasing attack surface area.

IAL3 Compliance

NIST SP 800-63-4’s highest level of identity assurance – known as Identity Assurance Level 3 or IAL3 compliance – requires on-site attended identity proofing and rigorous evidence validation, such as secure physical building access or government services. However, this level requires more resources due to needing in-person verification, biometric capture, and then protecting that captured data.

Traditional methods for reaching IAL3 certification involve conducting interviews directly with individuals at a central location; this method can be costly, time consuming and difficult to scale for distributed teams. Furthermore, interview fraud risks and compliance bottlenecks arise with this process.

Trustswiftly’s supervised remote nist ial3 verification solution offers an innovative and better approach to meeting IAL3 requirements. Instead of relying on kiosks for ID verification sessions, this approach enables users to utilize any Android, iPhone or Windows device with Internet connectivity to open the Trust Swiftly no code page and connect live with an agent for an IAL3 verification session.

This allows an agent to capture faces, evidence documents and verify them safely using various verification methods – from document verification (with support for thousands of global documents), liveness detection facial recognition and passwordless authentication from FIDO Certified passwordless authentication services – before passing this process along to another device for additional verifications such as device check or biometric matching against digital fingerprint data.

Adaptable Verification Options

There are various approaches available to implement IAL3 compliant verification without using kiosks, including using an app or single browser page that opens Trust Swiftly’s no code page and connects directly with an agent for live proofing sessions. This approach provides more security as it limits what users can do at once.

An alternative solution would be for security teams to assign agents in physical locations who can conduct fedramp high identity proofing sessions similar to what guards do before admitting visitors into buildings – this includes chat, video streaming, facial recognition with liveness detection and document authentication – followed by stepwise reproofing based on risk to meet business and security objectives.

Supervised Remote ID Verification

Remote ID verification allows users to establish their identity online without presenting identification documents in person. Utilizing digital tools and data, this process combines document authentication with biometric comparison (most commonly facial recognition) in order to replicate the same level of trust found during a face-to-face check.

Financial and healthcare regulations enact increasingly stringent requirements that necessitate rigorous identification verification processes to verify users. Sometimes this requires them to be conducted remotely in order to meet regulation compliance while protecting privacy of users.

Advanced technologies enabling remote ial3 identity verification software allow businesses to complete many onboarding processes that once took hours or days much faster, providing customers with better experiences while increasing operational efficiencies and adhering to fraud prevention controls.

Advanced technology not only offers speed but also greater accuracy and reliability than traditional in-person methods. This makes for a significantly quicker and smoother onboarding experience that customers appreciate and respond positively to, as well as helping ensure the risk levels associated with each user are accurately assessed, eliminating false rejections that might occur through less sophisticated face-to-face checks. Most modern verification solutions support intermediate decision outcomes when certain factors or uncertainties are detected but the confidence level does not warrant outright rejection.

Public Bounty Challenge

If a customer wanted to achieve nist 800-63-4 ial3 compliance without using a fully self-service kiosk, they could use any Android, Apple, or Windows device to open Trust Swiftly’s no code page and connect live with a proofing agent for an IAL3 verification session. This process still involves the capture of facial features and document evidence but with stepwise reproofing according to risk to meet both business and security objectives.

Trustswiftly’s supervised process is so robust, in fact, that they have created a public bounty challenge to test its resilience and encourage security researchers and ethical hackers to attempt to bypass it. This ongoing challenge serves to reinforce Trustswiftly’s defenses while driving improvements for the platform itself.