The rise of digital payments in India and across the globe has made UPI-based apps like PhonePe an essential part of everyday life. From peer-to-peer transfers to utility bill payments, the convenience of mobile transactions has created a massive opportunity for businesses looking to enter the fintech space.

With Omninos’ PhonePe Clone App, entrepreneurs, fintech startups, and enterprises can launch their own branded UPI payment solution — quickly, securely, and affordably.

What Is the PhonePe Clone by Omninos?

Omninos’ PhonePe Clone App is a white-label, ready-to-deploy fintech solution that replicates the features and functionalities of the popular PhonePe app. It is built with a modern tech stack, robust backend, intuitive UI, and customizable modules to ensure your app stands out in the competitive digital payment space.

Whether you want to launch a payment gateway, a digital wallet, or a full-featured financial ecosystem, Omninos provides a solid foundation to make it happen.

Key Features of the Omninos PhonePe Clone

✅ UPI Integration

Seamless UPI payments for sending and receiving money using mobile numbers, UPI IDs, or QR codes.

✅ Bank Account Linking

Users can link and manage multiple bank accounts securely with real-time balance checks.

✅ Mobile Recharge & Bill Payments

Support for DTH, prepaid/postpaid recharge, electricity, gas, broadband, and more.

✅ QR Code Scanner

Instant payments through in-app QR scanning for both P2P and merchant transactions.

✅ In-App Wallet

Users can store funds in a digital wallet and use them for instant payments and purchases.

✅ Transaction History

Detailed logs and downloadable transaction summaries to ensure transparency and accountability.

✅ Multi-Language Support

Expand your reach with support for regional languages and global localization.

✅ Push Notifications & Alerts

Stay connected with real-time updates, offers, and reminders.

✅ Secure Authentication

Advanced security protocols including OTP, PIN, and biometric login (fingerprint/face ID).

Why Choose Omninos for PhonePe Clone Development?

⚡ Rapid Deployment

Launch your app in as little as 2–4 weeks, thanks to Omninos’ pre-built infrastructure.

100% Customization

You have full control over branding, features, UI/UX, integrations, and monetization models.

Enterprise-Grade Security

Built with bank-level security, encryption, and secure API architecture to protect user data.

Scalable & Future-Proof

Supports high traffic volumes and can easily be upgraded with new modules like insurance, mutual funds, or crypto.

Post-Launch Support

Enjoy continuous maintenance, updates, and technical assistance from Omninos’ expert fintech team.

How Much Does It Cost?

The development cost depends on the features, integrations, and platforms you choose:

• Basic Version: $4,000 – $7,000
• Advanced Custom App: $8,000 – $15,000+
• Add-Ons (e.g., Crypto Wallet, Merchant Panel): Custom Pricing

Note: Pricing includes Android, iOS, web, and admin dashboard options.

What Is Omninos’ PhonePe Clone?

The PhonePe Clone by Omninos is a white-label, fully customizable mobile application that mimics the functionality of the PhonePe platform. It allows users to:

• Transfer funds via UPI
• Make merchant payments
• Pay bills and recharge services
• Store money in a digital wallet
• View transaction history
• Link and manage bank accounts

Designed with speed, simplicity, and security in mind, Omninos’ solution allows businesses to launch their own branded e-wallet app without starting from scratch.

Built for Security

Security is non-negotiable in digital finance. Omninos integrates multiple layers of protection to keep your app and users safe:

• End-to-End Encryption
• Two-Factor Authentication (2FA)
• Secure UPI & API Integrations
• Biometric Login (Face ID/Fingerprint)
• Regulatory Compliance Support (PCI DSS, GDPR, etc.)

Your customers can trust that their transactions and data are protected at every level.

Scalable Architecture for Growing Demand

Omninos understands that performance matters. Their PhonePe Clone is built on a modern, microservices-based backend that can:

• Handle high volumes of concurrent transactions
• Scale automatically with growing user bases
• Support multiple modules (insurance, loans, QR payments, etc.)
• Integrate with third-party APIs (banking, KYC, analytics, etc.)

Whether you’re serving hundreds or millions of users, your app will remain fast, stable, and reliable.

Who Can Benefit from a PhonePe Clone?

• Fintech Startups
• Payment Gateways
• Banks & NBFCs
• E-commerce Platforms
• Utility Service Providers
• Digital Wallet Entrepreneurs

Whether you’re targeting rural payments, urban e-commerce, or enterprise-level fintech, Omninos’ PhonePe Clone adapts to your vision.

Final Thoughts

The future of financial transactions is digital, real-time, and mobile-first. With Omninos’ PhonePe Clone, you don’t need to start from scratch to build a competitive UPI app. You get a powerful, secure, and fully customizable platform—delivered fast and tailored to your business goals.